Insurance

Section 1: Own Damage

We will cover the accidental loss or damage to your car caused by any of the following: Fire, explosion, self-ignition or lightning; Burglary housebreaking or theft; Riot and strike; Earthquake (fire and shock damage); Flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost; Accidental external means; Malicious act; Terrorist activity; Whilst in transit by road, rail, inland waterway, lift, elevator or air; Landslide / rockslide.

Section 2: Liability to Third Parties

We will cover your legal liability arising out of bodily injury to and/or property damage of third parties caused due to an accident involving your car.

Section 3: Personal Accident Cover

In the unfortunate event of your (owner-driver) death and/or permanent total disability arising out of an accident while traveling in our car, we will pay the specified Sum Insured to your legal heir.

You can also opt for the following extensions as part of Private Car Package Policy:

• Loss of accessories

• Legal liability to paid driver, cleaner or any workman

• Personal Accident Cover for the occupants

Discounts are available under Private Car Package Policy for:

• Claims Free Experience

• Opting Voluntary Excess

• Membership with Approved Automobile Associations

• Installing approved Anti-Theft Devices

Disclaimer: The above mentioned information is only indicative in nature. For details of the coverage and exclusions, please refer to the policy wordings.

• Depreciation Shield

• Engine Protector (with Gear Box Cover)

• Vehicle Replacement Advantage

• Accidental Shield (SI Rs. Two Lakh)

• Wheel Rim Damage

• Damage due to Rodents